Objective
To be able to share my knowledge and experience in preparing comprehensive credit reports and provide assistance in facilitating credit loans.
Personal Information
Michael Wolfe
3902 Hill Haven Drive
Waco, TX 76701
(222)-205-6488
m.wolfe@sampleresume.net
Date of Birth: May 6, 1979
Place of Birth: TX
Citizenship: American
Gender: Male
Profile Summary
• Excellent Oracle and SQL skills
• Strong verbal and written communication skill towards the clients
• Ability to work well both independently and with others
Education
MBA, Major in Credit Management, 2006
Wichita State University, Wichita, KS
B.S. in Banking & Finance, 2002
Wichita State University, Wichita, KS
Employment History
Sr. Credit Analyst, 2007 – Present
Fifth Third Bank, Cincinnati, OH
Responsibilities:
• Maintained a list of delinquent accounts in the database.
• Utilized spreadsheets applications in reviewing active accounts.
• Strengthened the existing bank loan policies.
• Ensured that banking and financial procedures conformed to the established banking guidelines.
• Teamed with the IT Architect in conceptualizing efficient balancing software.
Jr. Credit Analyst, 2006 – 2007
Federal Farm Credit Banks Funding Corporation, Jersey City, NJ
• Developed efficient procedures in reviewing, analyzing and evaluating credit risks.
• Assessed the risk rating, problem loan reporting and other credit administration requirements.
• Reviewed the summarized reports of junior accountants on re-structured loans.
• Developed the financial and credit worthiness of commercial accounts
• Provided solutions to complex problems encountered by the customers.
Research
N/A
Training
Training in Account Reconciliation
Award
Top Performer of the Year, 2005
Professional Membership
The Banking Industry Association
Skills
• Excellent in MS word, Excel, PowerPoint
• Solid background in banking policies and procedures
• Demonstrated expertise in credit provisions and packages
• Knowledgeable in loan restructuring