To be able to share my knowledge and experience in preparing comprehensive credit reports and provide assistance in facilitating credit loans.
Michael Wolfe 3902 Hill Haven Drive Waco, TX 76701 (222)-205-6488 email@example.com
Date of Birth: May 6, 1979 Place of Birth: TX Citizenship: American Gender: Male
• Excellent Oracle and SQL skills • Strong verbal and written communication skill towards the clients • Ability to work well both independently and with others
MBA, Major in Credit Management, 2006 Wichita State University, Wichita, KS
B.S. in Banking & Finance, 2002 Wichita State University, Wichita, KS
Sr. Credit Analyst, 2007 – Present Fifth Third Bank, Cincinnati, OH
• Maintained a list of delinquent accounts in the database. • Utilized spreadsheets applications in reviewing active accounts. • Strengthened the existing bank loan policies. • Ensured that banking and financial procedures conformed to the established banking guidelines. • Teamed with the IT Architect in conceptualizing efficient balancing software.
Jr. Credit Analyst, 2006 – 2007 Federal Farm Credit Banks Funding Corporation, Jersey City, NJ
• Developed efficient procedures in reviewing, analyzing and evaluating credit risks. • Assessed the risk rating, problem loan reporting and other credit administration requirements. • Reviewed the summarized reports of junior accountants on re-structured loans. • Developed the financial and credit worthiness of commercial accounts • Provided solutions to complex problems encountered by the customers.
Training in Account Reconciliation
Top Performer of the Year, 2005
The Banking Industry Association
• Excellent in MS word, Excel, PowerPoint • Solid background in banking policies and procedures • Demonstrated expertise in credit provisions and packages • Knowledgeable in loan restructuring